Student Finances at University of Newcastle
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Greetings and welcome to the Newcastle University Student Finances Resources! We understand the importance of financial management during your university years.

This page is designed to offer tailored information and resources, empowering you to make informed decisions about your finances. From finding the right bank account to exploring scholarships and learning effective budgeting techniques, we've got you covered.

Let's embark on this financial journey together, ensuring you have the necessary tools for a successful academic experience at Newcastle University.

Newcastle-University-logo - NCC Education

6 Times a Prepaid Debit Card Is Better Than a Checking Account | HuffPost

Best Student Bank Accounts

  • NatWest & RBS Student Account:
  • 0% Overdraft: Up to £500 in the first term, up to £2,000 until the end of year two, and up to £3,250 after the second year (subject to approval).
  • Perks: Receive £100 cash and a four-year Tastecard.
  • Eligibility: For UCAS-accredited undergraduate courses of 2+ years, full-time postgraduate courses, nursing training at UK institutions, and easy switching from another account.
  • How to Get: Open the account and receive £100 within 10 working days. Redeem Tastecard within 5 days.


  • Santander 123 Student Account:
  • 0% Overdraft: Years 1 to 3: £1,500, Year 4: £1,800, Year 5: £2,000.
  • Perks: Enjoy a free four-year 16-25 Railcard (excludes Northern Ireland).
  • Eligibility: Open to first-year students, level 4-7 apprenticeships, and those with 2+ years of study remaining.
  • How to Get: Open the account, register for online banking, and receive a railcard code within five days.


  • HSBC Student Account:
  • 0% Overdraft: Year 1: £1,000, Year 2: up to £2,000, Year 3 & beyond: up to £3,000 (credit record-dependent).
  • Perks: Receive £100 cash and a one-year Headspace subscription.
  • Eligibility: Available to first-year under- and postgraduates, and certain BTEC courses.
  • How to Get: Open the account, use the debit card 5+ times within 30 days, and receive the cash and Headspace voucher.


To ensure financial discipline, it's important to stay within your overdraft limit and avoid restrictions on your account. Remember that all accounts offer savings protection of up to £85,000 under the Financial Services Compensation Scheme. Select a student bank account that best suits your needs and goals, maximizing your financial experience throughout university.


The Student Loans Company (SLC) plays a pivotal role in financing your education.

For any inquiries or assistance, you can contact their helpline at +44 30 0100 0607. They are available to provide essential information about loan applications, repayment options, and eligibility criteria. Additionally, their website offers a wide range of comprehensive resources on student finance that you can explore.


Student Loans Company - GOV.UK

Managing your finances as a student can be greatly influenced by the bank account you choose. Student bank accounts often provide exclusive offers and benefits tailored to help you make the most of your money while studying. To help you make an informed decision, we have curated a list of leading banks that offer student accounts. These banks are ranked from the most advantageous to the least, and we have provided information about their distinct perks and offers.

Scholarships and Bursaries:

Newcastle University provides a range of scholarships and bursaries to assist students in various disciplines. To obtain detailed information and learn about the application procedures, I suggest visiting the Student Financial Support section on the university's website. They can provide valuable guidance on the available opportunities to help alleviate your financial responsibilities.

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Part-Time Jobs:


Newcastle's lively city Centre presents a multitude of job opportunities, making it an ideal place to seek part-time employment and supplement your income as a student. Additionally, one can even look out for opportunities on following websites:


If one is looking for part-time job on Campus then visit Opportunities On Campus

FAQs
How do I apply for a student loan?

For detailed information on student finance and to start the application process for a student loan, you can visit the official website of the Student Loans Company (SLC) at www.gov.uk/student-finance. The website offers comprehensive guidance on eligibility requirements and provides a step-by-step guide to help you complete your student loan application.

What scholarships and bursaries are available at the Newcastle University?

The University offers a variety of scholarships and bursaries for students across different fields of study. To access a comprehensive list of available opportunities and find application details, you can visit the Scholarships and Bursaries section. This resource provides detailed information about the range of scholarships and bursaries provided by the University.

How do I create a realistic budget for my student expenses?

To support you in managing your finances, the University offers budgeting workshops and online resources. Stay informed about upcoming workshops through the Newcastle University Financial Support Office and utilize their online budgeting tools to create a realistic budget.

Can international students apply for financial aid or scholarships?

For international students studying at Newcastle University, there are specific scholarships and bursaries available. To obtain detailed information about these opportunities and the application process, it is recommended to visit the International Students page on the student a2z website. This page provides comprehensive information about scholarships and bursaries exclusively designed for international students at Newcastle University.