Welcome to the Student Finances section provided by the University of St Andrews. We acknowledge the significance of managing your finances throughout your university journey. Whether you require guidance in choosing an appropriate bank account, exploring scholarship options, or acquiring effective budgeting skills, our objective is to assist you at every stage. Together, we will embark on a financial journey to equip you with the necessary tools for a successful academic experience. If you have any questions or concerns, please don't hesitate to reach out to us via email at fees@st-andrews.ac.uk.
Student Bank Accounts
- NatWest & RBS Student Account:
- 0% Overdraft: Up to £500 in the first term, up to £2,000 until the end of year two, and up to £3,250 after the second year (subject to approval).
- Perks: Receive £100 cash and a four-year Tastecard.
- Eligibility: For UCAS-accredited undergraduate courses of 2+ years, full-time postgraduate courses, nursing training at UK institutions, and easy switching from another account.
- How to Get: Open the account and receive £100 within 10 working days. Redeem Tastecard within 5 days.
- Santander 123 Student Account:
- 0% Overdraft: Years 1 to 3: £1,500, Year 4: £1,800, Year 5: £2,000.
- Perks: Enjoy a free four-year 16-25 Railcard (excludes Northern Ireland).
- Eligibility: Open to first-year students, level 4-7 apprenticeships, and those with 2+ years of study remaining.
- How to Get: Open the account, register for online banking, and receive a railcard code within five days.
- HSBC Student Account:
- 0% Overdraft: Year 1: £1,000, Year 2: up to £2,000, Year 3 & beyond: up to £3,000 (credit record-dependent).
- Perks: Receive £100 cash and a one-year Headspace subscription.
- Eligibility: Available to first-year under- and postgraduates, and certain BTEC courses.
- How to Get: Open the account, use the debit card 5+ times within 30 days, and receive the cash and Headspace voucher.
To ensure unrestricted access to your account, it is essential to exercise financial discipline and stay within your approved overdraft limit. Student bank accounts offer protection for your savings up to £85,000 through the Financial Services Compensation Scheme. It is crucial to select the student bank account that best suits your specific requirements and aspirations, enabling you to effectively manage your financial resources throughout your university journey.
The Student Loans Company (SLC) serves a pivotal role in financing your education and is an indispensable entity in this process.
If you have any inquiries or require support, you can get in touch with them via their helpline at +44 3a00 100 0607. They offer valuable guidance on various aspects, including loan applications, repayment procedures, and eligibility criteria. Furthermore, their website provides a wide array of comprehensive resources related to student finance that you can explore for further assistance.
Making the most of your finances as a student greatly depends on selecting the appropriate bank account. Student bank accounts often provide special offers and advantages, allowing you to optimize your financial situation while pursuing your studies. In this resource, we have curated a list of the top banks that offer student accounts, ranked according to preference, and provided detailed information about their unique features. Our aim is to empower you to make an informed decision when choosing a bank account that aligns with your specific requirements, enabling you to maximize your financial benefits throughout your academic journey.
Scholarships' and Bursaries':
The University of St Andrews is dedicated to providing substantial financial support to its undergraduate students every year. Alongside university funds, students have the opportunity to access scholarships and financial assistance from governmental and agency sources worldwide. The university offers generous financial aid, including bursaries and scholarships specifically designed for overseas fee status students. This commitment ensures that financial considerations do not impede students' pursuit of their academic goals. For inquiries, you can contact them via email at ugscholarships@st-andrews.ac.uk or by calling +44 (0)1334 46 2602 at Finance Operations Team Walter Bower House, Guardbridge.
Part-Time Jobs:
You can find part-time job listings in the 'Vacancies' section of CareerConnect under the 'Look Local' category. Customize your CareerConnect profile to receive regular email notifications about new job opportunities that match your interests. Additionally, popular job platforms like Indeed, Totaljobs, and Reed also have part-time job listings available. Sending your CV to local employers, especially in the hospitality and retail sectors, can be a good idea to explore potential part-time positions. For guidance on CV writing, you can refer to the CV advice page or schedule an appointment with a CV adviser. Another option to consider is applying for the St Andrews Student Ambassador Scheme, which usually opens applications in September each year. Or contact them at +44 (0)1334 46 2688 or mail them at careers@st-andrews.ac.uk.
FAQs
To begin the student loan application process, you can access the official website of the Student Loans Company (SLC) at www.gov.uk/student-finance. This website provides comprehensive information regarding eligibility requirements and step-by-step guidance on how to apply for a student loan.
The University provides a wide selection of scholarships and bursaries for students in various fields of study. You can access the complete list of available opportunities and find application details by visiting the Scholarships and Bursaries. This resource offers comprehensive information on the range of scholarships and bursaries provided by the University.
For comprehensive information about scholarships and bursaries available to international students studying at LSE, it is recommended to visit the International Students page on the student a2z website. There, you will find detailed information about the specific opportunities and the application process. Additionally, you can explore the website for comprehensive details on scholarships and bursaries specifically designed for international students at the University of St Andrews.
If you are experiencing financial difficulties, you can seek assistance from the University's Money Adviser in Student Services. Simply contact them via email at money.advice@st-andrews.ac.uk.
